Can You Prevent Telehealth Fraud?

Telemedicine has continued to thrive in a post-pandemic world, but with the expansion of services comes the expansion of fraud. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). The Office of Inspector General (“OIG”) has warned healthcare entities to use 'heightened scrutiny' when entering telemedicine arrangements that have suspect characteristics of a fraud scheme. The OIG has stated that a common characteristic of fraudulent schemes is the use of kickbacks to recruit and award healthcare practitioners. The OIG further…

What is an Irrevocable Trust?

A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death. Many trusts are revocable, however, irrevocable trusts can be an incredibly useful way to plan for your future. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone. A…

Don’t forget to pack travel health insurance

Minneapolis, MN, June 21, 2023 (GLOBE NEWSWIRE) -- You remembered your toothbrush and other summer travel essentials, but what about travel health insurance? Policy analysts for medicareresources.org and healthinsurance.org are reminding consumers to know the limits of their health coverage in case of an illness or accident while traveling. “Of all the things you want to take with you and make sure you bring back, good health and financial security top the list,” said Jenny Chumbley Hogue, an analyst for medicareresources.org. “Taking the time to make sure you're covered can help you avoid large medical bills if you experience a…

A windfall in health insurance rebates? It’s not as crazy as it sounds

Bottom line, though: There are rebates, probably along the lines of $1.1 billion for this year. But the chance that any given consumer will see one is fairly small. First, the Background Franken was a senator from Minnesota during the drafting of the Affordable Care Act, which was signed into law in 2010 by then-President Barack Obama. That measure, also known as Obamacare, includes a provision related to rebates. And, yes, Franken did get it inserted in the law, said health insurance expert Louise Norris. It's known as the medical loss ratio, or MLR, and though it sounds wonky, it's…

Top 5 Reasons Not to Have an Estate Plan

We often hear many reasons why people do not have an estate plan or why they are putting off creating their estate plan. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Here are the top five reasons why people don't have an estate plan (and why these reasons shouldn't prevent you from doing your estate plan today): I don't have enough money, property, etc. Estate planning is not just about assets. Estate planning is a way to protect your…

Need a Practical High School Graduation Gift?

We've got you covered. If you know a recent high school graduate, you should find out if they have a simple estate plan to allow their parents or guardians to make medical and financial decisions if they are incapacitated. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). With high school graduation season in full swing, it is essential to remember that at age 18, parents no longer have the right to make medical and financial decisions for their child,…

Can You Prevent a Whistleblower Lawsuit?

When a whistleblower suit is brought against a company or practice, there are usually many warnings that were ignored or not dealt with appropriately. Many times, wrongdoings are brought to light internally first and properly addressing concerns can prevent a lawsuit. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Often, the employee who becomes the whistleblower tries to raise the issue internally before going outside the company. There are also fears of retaliation by many whistleblowers. Fear of retaliation…

Thousands of Georgians looking for new health insurance coverage

Friday Health Plans announced this week it is winding down operations in the seven states where it operates, because it is stretched for cash. ATLANTA — The Georgia Insurance Commissioner's Office has shut down a health insurance company in the state, leaving tens of thousands of people looking for new coverage. Friday Health Plans announced this week it is winding down operations in the seven states where it operates, because it is stretched for cash. Heather Romanowski is one of the nearly 37,000 Georgians who now have until July 31 to find a new insurance company. "(I'm feeling) panic," she…

How Can You Protect Your Children?

Many of our estate planning clients have children and want to protect their children. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). While concerns vary, protecting children is a huge part of estate planning. When parents have minor children, estate planning is essential. It allows parents to pick guardians for their children. This will ensure that they have peace of mind knowing who will care for their minor children. This will also prevent court fights over guardianship. Parents with…

What is a Medical Power of Attorney?

One document that we recommend for almost all of our estate planning clients is a Medical Durable Power of Attorney. This document allows you to select the person who will make medical decisions on your behalf, if you are incapacitated or unable to make them yourself. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). A Medical Durable Power of Attorney is an essential document, as no one can predict their incapacity. This legal document allows you to list medical…